Case Study · Mobile App
Sifr
Halal banking
The first Islamic banking app in the Netherlands — built in collaboration with INSIFR. Interest-free payments, goal-based saving, and principled investing.
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The first Islamic banking app in the Netherlands — built in collaboration with INSIFR. Interest-free payments, goal-based saving, and principled investing.
Overview
Total balance split across payment and savings accounts, with transactions and quick actions on the home screen.
Payments
Full breakdown per transfer: amount, recipient, date, purpose, and balance after booking.
Savings
Create savings jars for Zakaat, Hajj, holidays or a car — each with a visual progress bar.
Card
Virtual debit card visible at any time. Add it to Google Wallet with one tap.
Donate
Donate directly to Islamic charities and foundations right from the app.
Invest
Every stock gets a Halal score so you only invest in what aligns with your values.
The home screen shows the total balance split between payment and savings accounts. Transactions are categorised, searchable, and exportable. Paying takes a single tap.
Users create separate savings jars for concrete goals — including Islamic obligations like Zakaat and Hajj. Each jar shows exactly how much is still needed.
The investment module scores every stock for halal compliance. Buy and sell directly in the app, knowing your portfolio stays aligned with Islamic financial values.